When someone has been injured on the job, there are many questions that come up their mind. Should I tell my employer I've been injured? How will I afford the medical bills? Is the injury going to prevent me from continuing to work? Can I qualify for workers' compensation? All these are great questions, and some may be too worried about what their employer will say to follow up with them. If you are worried about workers' compensation, then you should consider a free consultation with a workers compensation lawyer in Phoenix to look at your options; and if needed, hire them to help your case.
Accidents happen - everyone knows that. But what happens when an accident takes place in the workplace? A work-related injury can leave your employees unable to work, but that doesn’t mean you are not eligible for compensation. When injured on the job, a worker is entitled to workers’ compensation through their company and insurance; however, filing for your compensation and dealing with insurance companies can be a difficult process. A workers’ comp. attorney in Phoenix can help you get the compensation you are entitled to.
Injuries in the Workplace
Workplace injuries are a serious issue, and workers around the USA are involved in accidents at work every day. In 2018, there were 2.8 million nonfatal workplace injuries and illnesses reported. In Arizona alone during the 2017 year, there were 90 fatal workplace accidents. When injured at work, workers are eligible for workers' compensation to cover the cost of injury and to assist them when they are unable to work due to the incident. While Arizona employers can file for their compensation on their own, the process can be made a lot easier by getting in touch with a workers’ comp attorney in Phoenix.
Fault and No-Fault
Knowing whether a state operates with a no-fault or fault system is important for workers, especially when seeking a work comp attorney in Phoenix. for example, uses a no-fault system. This means no matter the cause of an injury in the workplace, an employee is entitled to workers’ compensation benefits.
The Steps to Compensation
After an accident, there are three steps that need to be taken to ensure an employee receives their compensation:
1) Report the injury to the employer as soon as possible to ensure a record is made;
2) File the injury claim within one year of injury; and
3) Obtain any necessary medical treatment after consulting with a medical professional.
These steps sound easy enough, but workers can be intimated by insurance companies or employers through the process. A work comp attorney in Phoenix can help workers navigate the filing process and access the compensation they have a legal right to.
Know Your Rights
After a workplace injury, consulting with a work comp attorney in Phoenix can help you get the compensation you are entitled to. The procedure for filing and interacting with insurance companies can be confusing and even stressful, but an attorney can help you understand the situation and your rights as an employee, confront your employers or insurance companies, and get you the compensation you deserve. Insurance companies can intimate or take advantage of injured workers, and an attorney will stand beside you to fight for your rights.
Being involved in an accident at work can be stressful, but it doesn’t need to be. Hiring a work comp attorney in Arizona can help you receive the compensation you deserve without all the hassle. Having a professional work alongside you can prevent insurance companies and employers from pushing you around – and ultimately losing out on your workers' compensation. If you have been involved in an accident at work and are struggling to file your claim, get in touch with a workers’ compensation lawyer right away. You don’t want to miss out on the compensation you deserve!
Your workplace should be a safe place. It should be expected that employees will not be injured or left unable to work, but, in spite of the best efforts, this cannot always be so. That is the reason for Workers’ Compensation Insurance. In Arizona, all employers must provide no-fault compensation insurance to all their employees. No-fault means that it should be paid because an adequate monthly wage is needed by everyone. The payment, however, will be less than the worker’s normal wage. This is to discourage people from taking advantage of Workers’ Compensation payments and to encourage them to return to work.
What is the average weekly wage in Workers’ Compensation benefits here in Arizona? The amount depends on several factors.
What factors are involved?
No-fault insurance means that the employee should be paid even if they were the cause of the accident or injury unless it was deliberately self-inflicted. This ensures that everyone receives some benefits. Employers are expected to carry this insurance even if they only have one employee.
Although it should be paid no matter what, calculations of amounts are usually dependent on the nature and the extent of the injury. Other factors are the length of time that it takes to recover and the amount of time it takes until the claim is processed. Arizona does not have a set time limit on how long the temporary benefits are paid out. They are given as long as they are needed, that is until the employee is ready to return to work. If necessary, other money may be paid to help the worker return to employment, such as retraining benefits.
Monthly, that means about two-thirds of the wage that was received before the injury for a temporary leave of absence. Most of the time, the maximum wage and benefits per month given has been $3,000 in the state of Arizona, or as a weekly maximum approximately $461.54 for the duration of the disability with an additional $25 per month for one or more dependents.
Once an employee is able to return to work, either in the same capacity or part-time, an amount may be paid to make up the difference in hourly wages. An injury that is very severe, for instance, and includes loss of limbs, functionality, or even death, would have other considerations.
It’s the Law
Employers are legally required to carry insurance for all workers regardless of whether the position is temporary, as protection of the state’s workforce is of maximum importance. If you are unsure as an employer about your obligations in this regard, don’t hesitate to consult with an attorney who specializes in Arizona workplace law.
Accidents can happen, and workplaces can certainly be hazardous. It is important that everyone knows what to do after an accident occurs so that proper procedures can be followed. These amounts obviously affect employers as well as the employer, must carry the insurance as needed. If any employer or worker has issues with paying or receiving these wages, they should contact a workers' compensation lawyer in Arizona. An attorney with experience and understanding can help.
Just like workers in factories, construction sites and meat processing plants in Arizona, those who work in car washes face occupational safety hazards.
In a physically demanding job, your chances of sustaining a serious injury can be much higher than that of an office employee. But do you know what steps to take in the unfortunate event that you receive an injury at work?